Should I Call 911 After A Car Accident In New York City?

Sometimes, when minor car accidents occur, the drivers involved do not believe it is necessary to call the police. In New York, calling 911 after a minor accident is not required, but it is still a good idea. In some instances, it can save you time and money in the future.

What Are My Obligations After an Accident?

In New York state, calling the police is not required following a motor vehicle collision unless one of the following three conditions is met:

  • Someone was harmed.
  • Someone was killed
  • There were property damages in excess of $1,000

Even if there were no fatalities or injuries, you are required to file an accident report with the Department of Motor Vehicles if the damages exceed $1,000.

If a parked vehicle was damaged, personal property was lost, or a domestic animal was injured, the driver must locate the owner and notify them. If the owner cannot be found, the driver must instead notify law enforcement.

How Do I File a DMV Report?

The Report of Motor Vehicle Accident form is accessible online and at DMV offices. You will be required to provide detailed information about the accident’s cause and any vehicle damage in this report.

You must also report the names and insurance information of all parties involved in the accident.

What Are the Consequences of Failing to Report a Car Accident?

If the damage exceeds $1,000, failing to file a DMV report within ten days is a misdemeanour. The DMV may suspend your licence if you fail to report a car accident within the required time frame.

Do I Have to Inform My Insurance Company?

In New York State, motorists are not required to notify their insurance company following a collision. Nonetheless, it is strongly suggested.

There is a thirty-day window in which to report auto accidents to an insurance provider. After that period, you are no longer eligible for accident-related insurance coverage.

Immediately following an accident, you may feel fine. However, notifying your insurance company can ensure that any vehicle damage or personal injuries you discover will be covered by your policy.

A vehicle may operate normally for a few days before developing issues. Similarly, it is known that the symptoms of whiplash injuries can manifest days or weeks after the initial accident. Therefore, it is advisable to file a claim immediately.

What Are the Benefits of Calling 911?

After a car accident, calling 911 has several advantages:

  • Official documentation
  • Accountability
  • Evidence of losses or injuries
  • Evidence of fault

Calling the police may appear inconvenient or unnecessary, but it is the safest course of action.

Involving law enforcement ensures that the event is accurately and impartially documented. When police officers file an accident report, an official record of the occurrence is created. This holds both parties accountable and provides a neutral overview of the accident.

A police report will also be sent to the Department of Motor Vehicles. This means that you are not required to obtain, complete, or submit a DMV accident report form.

The most important reason to call 911 after an accident is to document the extent of the damages and injuries. If the police issue citations to the other driver, it could support your claim that they were at fault.

While at the scene of a motor vehicle collision, both parties may reach an agreement about what transpired. However, in the absence of police involvement, you must rely on the other driver’s candour during your insurance claim or lawsuit.

Unfortunately, some individuals take advantage of such opportunities to make exaggerated claims in order to receive compensation from you in the future.

Protect Yourself

After an accident, false claims regarding fault, injury, and damages can be costly. It is best for both drivers to protect themselves by calling 911 and documenting the details of a car accident in an official manner.

Contact Our Personal Injury Law Firm

Contact Abrams Law Group for a free consultation if you’ve been hurt in an accident and require legal assistance.

Abrams Law Group
104-70 Queens Boulevard, Suite 502
Forest Hills, NY 11375
(718) 997-9797

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